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Text & chat prompt

Rent vs buy comparison

Rent vs buy comparison: a free, copy-paste prompt for ChatGPT, Gemini and Claude. Paste the prompt and replace each [BRACKETED] field with your own details.

Text & chatChatGPTGeminiClaude

The prompt

Help me compare renting and buying a home in [CITY].

Price to buy: [PRICE]
Down payment: [AMOUNT]
Loan rate and term: [RATE AND YEARS]
Monthly rent for similar: [RENT]
How long I will stay: [YEARS]

Build a simple year-by-year comparison, list hidden costs on both sides, the assumptions that matter most and what I should check with a financial adviser. Not financial advice.
Copy & open ChatGPTCopy & open GeminiCopy & open Claude Customise in the builder

Pro tip: Include maintenance, taxes and the opportunity cost of your deposit for a fair comparison.

How to use this prompt

  1. Open ChatGPT and start a new chat.
  2. Paste the prompt.
  3. Replace each [BRACKETED] field with your real details and paste in your own text where asked.
  4. Reply with follow-ups such as "make it shorter" or "make it sound more like me".

Prompt at a glance

Category
Text & chat
Works with
ChatGPT · Gemini · Claude
Length
63 words
Fields to fill in
CITY, PRICE, AMOUNT, RATE AND YEARS, RENT, YEARS
Last updated

Frequently asked questions

Which AI tools work with this prompt?

It is written for ChatGPT, Gemini and Claude. Paste it into your preferred tool and adjust the wording if the result is off.

What do I need to fill in?

Replace these fields before you send it: CITY, PRICE, AMOUNT, RATE AND YEARS, RENT, YEARS. Each field shows an example in the prompt.

Should I paste private information into the prompt?

Only what the task needs. Remove names, contact details and other sensitive data before pasting a resume or document into any AI tool.

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